Rakuten
What is Rakuten?
Rakuten (formerly Ebates) is the leading cashback platform in the US, offering cash back on purchases from over 3,500 stores including Amazon, Walmart, Target, Macy's, and more. Simply click through Rakuten before shopping to earn 1-15% back on your purchases.
It's essentially free money for shopping you'd do anyway – no surveys, no tasks, just cashback for routing your purchases through their platform.
How It Works
Browser Extension: Install the Rakuten button and it automatically alerts you to cashback opportunities and applies coupons at checkout.
Website/App: Browse deals, find stores, and click through to shop. Cashback is tracked automatically.
Payment: Rakuten sends checks or PayPal payments quarterly (Feb, May, Aug, Nov) for accumulated cashback.
Earning Potential
Average users earn $100-500/year depending on shopping habits. Big spenders and holiday shoppers can earn significantly more. The $40 welcome bonus (varies) helps boost initial earnings.
Pros
- Completely passive – just shop normally
- 3,500+ partner stores
- Browser extension finds deals automatically
- Generous welcome bonus
- Established company (25+ years)
- Stacks with coupons and sales
Cons
- Quarterly payments (not instant)
- Cashback rates vary by store
- Must click through to earn
- Some exclusions apply
- Amazon rates are typically low
Disclaimer
Dig it Up is not affiliated with Rakuten. Cashback rates change frequently. Welcome bonus amount varies by promotion.